We understand that, for many, garden furniture is a luxury - a want as opposed to a need - that could be less of a priority than other expensive purchases. But why should you miss out on what you want? We now offer several finance options to help you get what you want as well as what you need.
Klarna's Interest-Free Credit
Spread your costs over several instalments with our interest-free credit. During the checkout process, you will be re-directed to Klarna’s easy application site where an approval decision will typically be made almost instantly.
Once you have been approved for credit you will need to pay the deposit amount, chosen by yourself, for us to deliver the products. The monthly instalments will not commence until we have delivered your order in full and should start around 28 days after delivery of the items - this payment date is controlled entirely by Klarna and any queries or need to change the payment date will have to go directly through Klarna.
To enable the finance offer you will need to spend a minimum of £500 on one order. This could be one set that costs over £500 or several smaller items that accumulate to over £500. The available Klarna finance options will become visible in the payment section of the checkout process. These options may vary over time and offers are stipulated by Klarna.
White Stores Ltd is an introducer of unregulated credit products provided exclusively by Klarna Bank AB (publ). Finance is only available to permanent UK residents aged over 18, subject to status, terms and conditions apply. Klarna Bank AB (publ) , Registered office: Sveavägen 46, 111 34 Stockholm, Sweden. Corporation ID number: 556737-043
Understanding V12 Finance Options
At White Stores, we aim to provide flexibility when it comes to purchasing garden furniture and other products. One of the options available to our customers is V12 finance. This service allows you to spread the cost of your purchase over a set period, offering more manageable payment solutions for a variety of budgets. Below, we outline what V12 finance is and the different plans you can consider.
V12 Retail Finance is a regulated credit provider that offers customers the ability to finance their purchases. By spreading the cost, customers can enjoy their chosen products while making payments over time. It’s important to understand the terms of any credit agreement before applying and to ensure it aligns with your financial circumstances.
The available V12 finance options will become visible in the payment section of the checkout process. These options may vary over time and offers are stipulated by V12.
When using V12 finance, it’s crucial to understand the terms of the agreement. All applications are subject to checks to ensure customers can meet their repayment obligations. Be sure to review any associated fees or charges detailed during the application process. For a clear understanding of your monthly payments, use the V12 loan calculator on our product pages.
White Stores Ltd is authorised and regulated by the Financial Conduct Authority and is the broker and not the lender. Our registration number is 655842. White Stores Ltd offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance. Not all products offered by Secure Trust Bank PLC are regulated by the Financial Conduct Authority. Credit is provided subject to affordability, age and status. Minimum spend applies.
Is this option right for you?
As with all regulated finance products, it’s vital to consider your financial situation carefully before entering into a credit agreement. While finance offers flexibility, it’s essential to ensure the repayment terms suit your circumstances. White Stores does not recommend or encourage the use of finance but provides this option to enhance your shopping experience.
For more information on finance or to explore our range of products, visit our website or contact our team directly.
